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78% Of Americans Say They Are Pulling Back From The Housing Market Due To Higher Rates

Higher mortgage rates are already changing American behavior as people are rethinking their housing goals by pulling back from applying for a home loan or even shopping for homes, according…

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Private Lenders Lobby to Restart Federal Student Loan Payments

Private student lenders are vigorously lobbying to get the Biden administration to restart federal student loan payments as the pandemic-related moratorium continues to hurt their bottom line. The emergency relief…

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ARM Report

Kaulkin Report 2022  

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Federal Reserve on Consumer Credit

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Profits For 2020 Up at Encore Capital Group

Profits for all of 2020 were up at Encore Capital Group even though it made less money in the fourth quarter than it did in the same period a year…

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The Debt Industry

Credit investments play a core feature in investors’ portfolios for a number of reasons. These products are generally considered “safer” than equity investments such as publicly traded stocks as they…

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TransUnion Report on Effects of Covid on Consumer Finances


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Total Household Debt Climbs in Q2 2021, New Extensions of Credit Hit Series Highs

According to the latest Quarterly Report on Household Debt and Credit, total household debt increased by $286 billion (1.9%) to $15.24 trillion in the third quarter of 2021. Mortgage balances—the…

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